Call reports 2023
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2023
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 389,434,000 | 389,044,000 | 383,020,000 | 373,192,000 |
| Total loans | 107,842,000 | 108,970,000 | 109,865,000 | 114,880,000 |
| Allowance for loan losses | 1,870,000 | 1,852,000 | 1,902,000 | 1,936,000 |
| Securities available for sale | 252,271,000 | 248,830,000 | 239,841,000 | 228,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,097,000 | 345,836,000 | 341,345,000 | 332,032,000 |
| Interest-bearing deposits | 192,492,000 | 205,776,000 | 206,450,000 | 205,524,000 |
| Noninterest-bearing deposits | 165,605,000 | 140,060,000 | 134,895,000 | 126,508,000 |
| Equity capital | 28,310,000 | 27,351,000 | 23,312,000 | 30,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,190,000 | 6,455,000 | 9,750,000 | 13,087,000 |
| Interest expense | 390,000 | 792,000 | 1,646,000 | 2,762,000 |
| Net interest income | 2,800,000 | 5,663,000 | 8,104,000 | 10,325,000 |
| Noninterest income | 1,800,000 | 3,786,000 | 5,705,000 | 7,562,000 |
| Noninterest expense | 3,422,000 | 7,106,000 | 10,840,000 | 14,903,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 80,000 |
| Pretax income | 1,181,000 | 2,288,000 | 2,924,000 | 496,000 |
| Income tax | 92,000 | 163,000 | 147,000 | -624,000 |
| Net income | 1,089,000 | 2,125,000 | 2,777,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,820,000 | 42,390,000 | 43,041,000 | 40,907,000 |
| Total capital | 44,135,000 | 44,687,000 | 45,338,000 | 43,208,000 |
| Risk-weighted assets | 275,258,000 | 276,962,000 | 275,489,000 | 259,662,000 |