Call reports 2022
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2022
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 382,657,000 | 413,915,000 | 384,100,000 | 387,221,000 |
| Total loans | 97,306,000 | 98,895,000 | 102,508,000 | 105,454,000 |
| Allowance for loan losses | 2,583,000 | 2,496,000 | 2,405,000 | 2,315,000 |
| Securities available for sale | 242,424,000 | 245,021,000 | 247,733,000 | 251,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,977,000 | 388,877,000 | 361,820,000 | 333,765,000 |
| Interest-bearing deposits | 200,488,000 | 226,077,000 | 206,855,000 | 197,466,000 |
| Noninterest-bearing deposits | 145,489,000 | 162,800,000 | 154,966,000 | 136,299,000 |
| Equity capital | 34,235,000 | 22,375,000 | 19,463,000 | 24,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,354,000 | 5,073,000 | 8,064,000 | 11,235,000 |
| Interest expense | 75,000 | 158,000 | 246,000 | 448,000 |
| Net interest income | 2,279,000 | 4,915,000 | 7,818,000 | 10,787,000 |
| Noninterest income | 1,886,000 | 3,787,000 | 5,539,000 | 7,467,000 |
| Noninterest expense | 3,039,000 | 6,286,000 | 9,565,000 | 13,316,000 |
| Provision for loan losses | -90,000 | -180,000 | -270,000 | -360,000 |
| Pretax income | 1,278,000 | 2,592,000 | 4,011,000 | 4,785,000 |
| Income tax | 139,000 | 244,000 | 287,000 | 273,000 |
| Net income | 1,139,000 | 2,348,000 | 3,724,000 | 4,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,133,000 | 39,109,000 | 40,486,000 | 40,731,000 |
| Total capital | 42,716,000 | 41,605,000 | 42,891,000 | 43,046,000 |
| Risk-weighted assets | 237,283,000 | 263,908,000 | 276,329,000 | 277,718,000 |