Call reports 2021
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2021
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 345,351,000 | 370,252,000 | 369,647,000 | 373,897,000 |
| Total loans | 110,222,000 | 105,109,000 | 99,575,000 | 97,322,000 |
| Allowance for loan losses | 2,657,000 | 2,558,000 | 2,726,000 | 2,726,000 |
| Securities available for sale | 190,444,000 | 207,838,000 | 217,891,000 | 226,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,000,000 | 321,818,000 | 320,136,000 | 326,201,000 |
| Interest-bearing deposits | 164,477,000 | 176,453,000 | 178,499,000 | 186,640,000 |
| Noninterest-bearing deposits | 133,523,000 | 145,365,000 | 141,637,000 | 139,560,000 |
| Equity capital | 44,048,000 | 44,126,000 | 45,409,000 | 44,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,233,000 | 4,523,000 | 6,968,000 | 9,313,000 |
| Interest expense | 87,000 | 169,000 | 246,000 | 320,000 |
| Net interest income | 2,146,000 | 4,354,000 | 6,722,000 | 8,993,000 |
| Noninterest income | 2,045,000 | 3,893,000 | 5,976,000 | 7,861,000 |
| Noninterest expense | 2,737,000 | 5,674,000 | 8,532,000 | 11,921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,273,000 | 2,538,000 | 4,093,000 | 4,784,000 |
| Income tax | 159,000 | 306,000 | 500,000 | 482,000 |
| Net income | 1,114,000 | 2,232,000 | 3,593,000 | 4,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,496,000 | 37,362,000 | 38,722,000 | 38,993,000 |
| Total capital | 40,725,000 | 39,866,000 | 41,287,000 | 41,663,000 |
| Risk-weighted assets | 177,922,000 | 200,284,000 | 205,059,000 | 213,574,000 |