Call reports 2020
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2020
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 251,346,000 | 296,821,000 | 318,611,000 | 320,518,000 |
| Total loans | 104,540,000 | 122,070,000 | 122,520,000 | 114,813,000 |
| Allowance for loan losses | 2,640,000 | 2,657,000 | 2,657,000 | 2,657,000 |
| Securities available for sale | 118,066,000 | 137,543,000 | 164,614,000 | 173,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,624,000 | 248,442,000 | 269,057,000 | 270,161,000 |
| Interest-bearing deposits | 121,979,000 | 135,117,000 | 151,871,000 | 153,607,000 |
| Noninterest-bearing deposits | 90,645,000 | 113,325,000 | 117,186,000 | 116,554,000 |
| Equity capital | 36,274,000 | 43,444,000 | 44,870,000 | 46,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,087,000 | 4,253,000 | 6,515,000 | 8,802,000 |
| Interest expense | 85,000 | 170,000 | 253,000 | 341,000 |
| Net interest income | 2,002,000 | 4,083,000 | 6,262,000 | 8,461,000 |
| Noninterest income | 1,605,000 | 3,141,000 | 4,874,000 | 7,115,000 |
| Noninterest expense | 2,750,000 | 5,253,000 | 8,108,000 | 11,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 894,000 | 2,011,000 | 3,054,000 | 4,333,000 |
| Income tax | 127,000 | 225,000 | 287,000 | 453,000 |
| Net income | 767,000 | 1,786,000 | 2,767,000 | 3,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,712,000 | 37,080,000 | 38,061,000 | 38,598,000 |
| Total capital | 40,772,000 | 39,172,000 | 40,440,000 | 40,912,000 |
| Risk-weighted assets | 164,210,000 | 166,821,000 | 190,046,000 | 184,815,000 |