Call reports 2017
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2017
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 230,268,000 | 233,575,000 | 231,938,000 | 226,070,000 |
| Total loans | 102,435,000 | 98,560,000 | 97,406,000 | 97,857,000 |
| Allowance for loan losses | 3,277,000 | 3,256,000 | 2,933,000 | 2,845,000 |
| Securities available for sale | 108,224,000 | 111,734,000 | 108,997,000 | 108,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,855,000 | 196,827,000 | 194,991,000 | 189,115,000 |
| Interest-bearing deposits | 127,188,000 | 126,019,000 | 124,745,000 | 120,413,000 |
| Noninterest-bearing deposits | 67,667,000 | 70,809,000 | 70,245,000 | 68,702,000 |
| Equity capital | 32,155,000 | 33,721,000 | 34,213,000 | 33,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,786,000 | 5,664,000 | 7,607,000 |
| Interest expense | 106,000 | 209,000 | 313,000 | 418,000 |
| Net interest income | 1,770,000 | 3,577,000 | 5,351,000 | 7,189,000 |
| Noninterest income | 1,239,000 | 2,538,000 | 3,926,000 | 5,284,000 |
| Noninterest expense | 2,172,000 | 4,372,000 | 6,770,000 | 9,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 873,000 | 1,774,000 | 2,492,000 | 3,143,000 |
| Income tax | 191,000 | 390,000 | 519,000 | 1,162,000 |
| Net income | 682,000 | 1,384,000 | 1,973,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,641,000 | 32,916,000 | 33,505,000 | 33,187,000 |
| Total capital | 34,505,000 | 34,711,000 | 35,250,000 | 34,924,000 |
| Risk-weighted assets | 147,719,000 | 142,194,000 | 138,390,000 | 137,833,000 |