Call reports 2016
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2016
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 209,799,000 | 217,464,000 | 222,742,000 | 225,101,000 |
| Total loans | 106,182,000 | 105,117,000 | 102,935,000 | 103,607,000 |
| Allowance for loan losses | 3,364,000 | 3,405,000 | 3,197,000 | 3,292,000 |
| Securities available for sale | 80,385,000 | 94,043,000 | 96,765,000 | 101,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,106,000 | 178,200,000 | 186,314,000 | 184,685,000 |
| Interest-bearing deposits | 112,970,000 | 117,417,000 | 124,444,000 | 123,218,000 |
| Noninterest-bearing deposits | 62,136,000 | 60,783,000 | 61,870,000 | 61,467,000 |
| Equity capital | 32,068,000 | 33,441,000 | 33,664,000 | 30,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,533,000 | 5,333,000 | 7,236,000 |
| Interest expense | 86,000 | 176,000 | 277,000 | 382,000 |
| Net interest income | 1,654,000 | 3,357,000 | 5,056,000 | 6,854,000 |
| Noninterest income | 1,172,000 | 2,299,000 | 3,445,000 | 4,445,000 |
| Noninterest expense | 2,130,000 | 4,111,000 | 6,276,000 | 8,260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 681,000 | 1,545,000 | 2,275,000 | 3,086,000 |
| Income tax | 170,000 | 393,000 | 555,000 | 356,000 |
| Net income | 511,000 | 1,152,000 | 1,720,000 | 2,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,263,000 | 30,675,000 | 31,243,000 | 31,959,000 |
| Total capital | 32,058,000 | 32,545,000 | 33,054,000 | 33,814,000 |
| Risk-weighted assets | 142,030,000 | 148,108,000 | 143,459,000 | 147,019,000 |