Call reports 2015
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2015
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 207,177,000 | 207,495,000 | 209,025,000 | 203,879,000 |
| Total loans | 110,641,000 | 109,802,000 | 108,213,000 | 107,259,000 |
| Allowance for loan losses | 3,544,000 | 3,542,000 | 3,258,000 | 3,359,000 |
| Securities available for sale | 71,440,000 | 77,333,000 | 78,615,000 | 76,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,966,000 | 172,819,000 | 175,471,000 | 170,148,000 |
| Interest-bearing deposits | 111,424,000 | 116,944,000 | 119,315,000 | 111,929,000 |
| Noninterest-bearing deposits | 62,542,000 | 55,875,000 | 56,155,000 | 58,219,000 |
| Equity capital | 30,537,000 | 29,698,000 | 30,578,000 | 30,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,497,000 | 5,242,000 | 7,055,000 |
| Interest expense | 103,000 | 201,000 | 334,000 | 467,000 |
| Net interest income | 1,625,000 | 3,296,000 | 4,908,000 | 6,588,000 |
| Noninterest income | 1,095,000 | 1,939,000 | 3,209,000 | 3,716,000 |
| Noninterest expense | 2,001,000 | 4,149,000 | 6,282,000 | 8,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 644,000 | 1,015,000 | 1,801,000 | 1,983,000 |
| Income tax | 169,000 | 235,000 | 451,000 | 448,000 |
| Net income | 475,000 | 780,000 | 1,350,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,265,000 | 29,438,000 | 29,761,000 | 29,752,000 |
| Total capital | 30,633,000 | 30,871,000 | 31,551,000 | 31,540,000 |
| Risk-weighted assets | 135,304,000 | 140,559,000 | 141,720,000 | 141,477,000 |