Call reports 2014
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2014
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 199,503,000 | 203,812,000 | 201,699,000 | 204,840,000 |
| Total loans | 111,186,000 | 107,621,000 | 107,141,000 | 108,999,000 |
| Allowance for loan losses | 3,463,000 | 3,707,000 | 3,706,000 | 3,550,000 |
| Securities available for sale | 64,307,000 | 72,541,000 | 74,804,000 | 74,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,046,000 | 167,879,000 | 165,001,000 | 167,892,000 |
| Interest-bearing deposits | 112,095,000 | 114,327,000 | 115,434,000 | 114,885,000 |
| Noninterest-bearing deposits | 51,951,000 | 53,552,000 | 49,567,000 | 53,007,000 |
| Equity capital | 27,626,000 | 27,930,000 | 28,804,000 | 29,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 3,602,000 | 5,368,000 | 7,139,000 |
| Interest expense | 111,000 | 220,000 | 334,000 | 441,000 |
| Net interest income | 1,699,000 | 3,382,000 | 5,034,000 | 6,698,000 |
| Noninterest income | 939,000 | 1,667,000 | 2,797,000 | 3,170,000 |
| Noninterest expense | 2,033,000 | 4,269,000 | 6,261,000 | 8,335,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 250,000 |
| Pretax income | 602,000 | 542,000 | 1,329,000 | 1,291,000 |
| Income tax | 169,000 | 83,000 | 308,000 | 238,000 |
| Net income | 433,000 | 459,000 | 1,021,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,385,000 | 28,195,000 | 28,758,000 | 28,790,000 |
| Total capital | 29,661,000 | 29,459,000 | 30,036,000 | 30,112,000 |
| Risk-weighted assets | 127,898,000 | 126,732,000 | 127,821,000 | 131,537,000 |