Call reports 2013
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2013
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 198,852,000 | 195,304,000 | 193,977,000 | 196,341,000 |
| Total loans | 117,533,000 | 115,373,000 | 114,446,000 | 113,265,000 |
| Allowance for loan losses | 3,621,000 | 3,606,000 | 3,617,000 | 3,536,000 |
| Securities available for sale | 54,187,000 | 56,292,000 | 57,900,000 | 61,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,908,000 | 161,387,000 | 159,021,000 | 158,015,000 |
| Interest-bearing deposits | 112,493,000 | 110,253,000 | 109,392,000 | 110,914,000 |
| Noninterest-bearing deposits | 51,415,000 | 51,134,000 | 49,629,000 | 47,101,000 |
| Equity capital | 27,128,000 | 25,941,000 | 26,325,000 | 26,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,650,000 | 5,492,000 | 7,337,000 |
| Interest expense | 130,000 | 256,000 | 373,000 | 488,000 |
| Net interest income | 1,699,000 | 3,394,000 | 5,119,000 | 6,849,000 |
| Noninterest income | 933,000 | 1,893,000 | 3,131,000 | 4,015,000 |
| Noninterest expense | 2,038,000 | 3,995,000 | 5,897,000 | 8,041,000 |
| Provision for loan losses | 0 | 375,000 | 375,000 | 425,000 |
| Pretax income | 594,000 | 902,000 | 1,968,000 | 2,386,000 |
| Income tax | 199,000 | 339,000 | 697,000 | 804,000 |
| Net income | 395,000 | 563,000 | 1,271,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,961,000 | 26,933,000 | 27,641,000 | 27,952,000 |
| Total capital | 28,282,000 | 28,236,000 | 28,956,000 | 29,274,000 |
| Risk-weighted assets | 130,333,000 | 129,990,000 | 130,941,000 | 131,598,000 |