Call reports 2012
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2012
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 199,019,000 | 198,050,000 | 191,448,000 | 192,562,000 |
| Total loans | 126,768,000 | 125,529,000 | 123,718,000 | 122,902,000 |
| Allowance for loan losses | 4,263,000 | 3,895,000 | 3,816,000 | 3,705,000 |
| Securities available for sale | 41,126,000 | 47,214,000 | 44,931,000 | 46,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,516,000 | 160,213,000 | 157,151,000 | 158,125,000 |
| Interest-bearing deposits | 116,981,000 | 115,691,000 | 114,086,000 | 111,639,000 |
| Noninterest-bearing deposits | 44,535,000 | 44,522,000 | 43,065,000 | 46,486,000 |
| Equity capital | 25,756,000 | 26,047,000 | 26,640,000 | 26,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 4,017,000 | 6,007,000 | 7,960,000 |
| Interest expense | 183,000 | 360,000 | 511,000 | 652,000 |
| Net interest income | 1,810,000 | 3,657,000 | 5,496,000 | 7,308,000 |
| Noninterest income | 371,000 | 1,386,000 | 2,224,000 | 2,842,000 |
| Noninterest expense | 2,036,000 | 4,211,000 | 6,191,000 | 8,284,000 |
| Provision for loan losses | 1,000 | 651,000 | 651,000 | 651,000 |
| Pretax income | 144,000 | 184,000 | 877,000 | 1,218,000 |
| Income tax | 47,000 | 37,000 | 285,000 | 410,000 |
| Net income | 97,000 | 147,000 | 592,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,741,000 | 25,906,000 | 26,352,000 | 26,566,000 |
| Total capital | 27,480,000 | 27,354,000 | 27,768,000 | 27,941,000 |
| Risk-weighted assets | 136,596,000 | 140,349,000 | 137,853,000 | 134,676,000 |