Call reports 2011
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2011
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 197,907,000 | 189,152,000 | 190,302,000 | 191,772,000 |
| Total loans | 139,311,000 | 134,783,000 | 130,820,000 | 128,471,000 |
| Allowance for loan losses | 5,071,000 | 5,926,000 | 4,919,000 | 4,651,000 |
| Securities available for sale | 35,011,000 | 32,283,000 | 32,750,000 | 38,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,764,000 | 157,011,000 | 157,566,000 | 154,346,000 |
| Interest-bearing deposits | 120,947,000 | 113,684,000 | 111,990,000 | 113,600,000 |
| Noninterest-bearing deposits | 43,818,000 | 43,327,000 | 45,576,000 | 40,746,000 |
| Equity capital | 21,501,000 | 20,504,000 | 20,986,000 | 25,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,184,000 | 4,338,000 | 6,490,000 | 8,548,000 |
| Interest expense | 269,000 | 505,000 | 715,000 | 909,000 |
| Net interest income | 1,915,000 | 3,833,000 | 5,775,000 | 7,639,000 |
| Noninterest income | 977,000 | 1,960,000 | 2,893,000 | 3,790,000 |
| Noninterest expense | 2,024,000 | 4,183,000 | 6,123,000 | 8,212,000 |
| Provision for loan losses | 3,688,000 | 6,643,000 | 6,944,000 | 7,043,000 |
| Pretax income | -2,783,000 | -4,996,000 | -4,362,000 | -3,789,000 |
| Income tax | -970,000 | -1,935,000 | -1,704,000 | -1,499,000 |
| Net income | -1,813,000 | -3,061,000 | -2,658,000 | -2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,631,000 | 20,383,000 | 20,785,000 | 25,643,000 |
| Total capital | 23,372,000 | 22,154,000 | 22,121,000 | 27,398,000 |
| Risk-weighted assets | 141,046,000 | 138,716,000 | 135,438,000 | 137,519,000 |