Call reports 2010
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2010
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 210,898,000 | 214,704,000 | 201,170,000 | 199,850,000 |
| Total loans | 155,812,000 | 149,679,000 | 145,125,000 | 143,697,000 |
| Allowance for loan losses | 2,889,000 | 3,558,000 | 3,597,000 | 4,051,000 |
| Securities available for sale | 34,221,000 | 33,972,000 | 33,463,000 | 32,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,018,000 | 176,242,000 | 165,630,000 | 164,557,000 |
| Interest-bearing deposits | 130,365,000 | 131,978,000 | 124,869,000 | 124,616,000 |
| Noninterest-bearing deposits | 42,653,000 | 44,264,000 | 40,760,000 | 39,942,000 |
| Equity capital | 23,406,000 | 23,548,000 | 23,879,000 | 23,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,538,000 | 5,211,000 | 7,669,000 | 10,033,000 |
| Interest expense | 459,000 | 868,000 | 1,202,000 | 1,501,000 |
| Net interest income | 2,079,000 | 4,343,000 | 6,467,000 | 8,532,000 |
| Noninterest income | 908,000 | 1,899,000 | 2,842,000 | 3,817,000 |
| Noninterest expense | 1,957,000 | 3,786,000 | 5,789,000 | 7,838,000 |
| Provision for loan losses | 713,000 | 1,565,000 | 2,117,000 | 2,768,000 |
| Pretax income | 334,000 | 932,000 | 1,462,000 | 1,802,000 |
| Income tax | 114,000 | 280,000 | 471,000 | 595,000 |
| Net income | 220,000 | 652,000 | 991,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,277,000 | 23,300,000 | 23,637,000 | 23,444,000 |
| Total capital | 25,212,000 | 25,218,000 | 25,485,000 | 25,270,000 |
| Risk-weighted assets | 153,092,000 | 151,766,000 | 146,104,000 | 143,858,000 |