Call reports 2009
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2009
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 202,438,000 | 207,451,000 | 205,097,000 | 206,698,000 |
| Total loans | 154,890,000 | 160,668,000 | 158,443,000 | 159,418,000 |
| Allowance for loan losses | 1,917,000 | 2,334,000 | 2,781,000 | 2,787,000 |
| Securities available for sale | 26,573,000 | 26,073,000 | 26,150,000 | 30,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,039,000 | 165,775,000 | 163,617,000 | 164,780,000 |
| Interest-bearing deposits | 124,008,000 | 125,726,000 | 126,380,000 | 125,064,000 |
| Noninterest-bearing deposits | 37,030,000 | 40,049,000 | 37,238,000 | 39,717,000 |
| Equity capital | 23,103,000 | 23,081,000 | 23,437,000 | 23,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,834,000 | 5,597,000 | 8,312,000 | 10,935,000 |
| Interest expense | 802,000 | 1,496,000 | 2,070,000 | 2,558,000 |
| Net interest income | 2,032,000 | 4,101,000 | 6,242,000 | 8,377,000 |
| Noninterest income | 882,000 | 1,788,000 | 2,750,000 | 3,709,000 |
| Noninterest expense | 2,070,000 | 3,959,000 | 5,987,000 | 8,003,000 |
| Provision for loan losses | 210,000 | 883,000 | 1,511,000 | 2,214,000 |
| Pretax income | 634,000 | 1,047,000 | 1,494,000 | 1,869,000 |
| Income tax | 297,000 | 250,000 | 404,000 | 532,000 |
| Net income | 337,000 | 797,000 | 1,090,000 | 1,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,875,000 | 22,927,000 | 23,219,000 | 23,056,000 |
| Total capital | 24,792,000 | 24,920,000 | 25,177,000 | 25,011,000 |
| Risk-weighted assets | 154,685,000 | 159,121,000 | 155,828,000 | 155,547,000 |