Call reports 2008
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2008
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 192,078,000 | 190,969,000 | 196,275,000 | 203,622,000 |
| Total loans | 147,950,000 | 147,632,000 | 148,872,000 | 152,547,000 |
| Allowance for loan losses | 1,345,000 | 1,470,000 | 1,579,000 | 1,724,000 |
| Securities available for sale | 26,098,000 | 25,353,000 | 24,263,000 | 27,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,458,000 | 147,807,000 | 150,704,000 | 157,489,000 |
| Interest-bearing deposits | 114,153,000 | 107,343,000 | 116,604,000 | 122,317,000 |
| Noninterest-bearing deposits | 36,305,000 | 40,463,000 | 34,100,000 | 35,173,000 |
| Equity capital | 22,222,000 | 22,055,000 | 22,491,000 | 22,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 5,751,000 | 8,554,000 | 11,387,000 |
| Interest expense | 1,065,000 | 1,998,000 | 2,838,000 | 3,701,000 |
| Net interest income | 1,862,000 | 3,753,000 | 5,716,000 | 7,686,000 |
| Noninterest income | 949,000 | 1,970,000 | 2,934,000 | 3,828,000 |
| Noninterest expense | 2,100,000 | 3,941,000 | 5,891,000 | 7,750,000 |
| Provision for loan losses | 20,000 | 195,000 | 340,000 | 600,000 |
| Pretax income | 695,000 | 1,591,000 | 2,423,000 | 3,168,000 |
| Income tax | 258,000 | 592,000 | 925,000 | 1,258,000 |
| Net income | 437,000 | 999,000 | 1,498,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,884,000 | 22,037,000 | 22,536,000 | 22,538,000 |
| Total capital | 23,229,000 | 23,507,000 | 24,115,000 | 24,263,000 |
| Risk-weighted assets | 150,399,000 | 147,503,000 | 149,658,000 | 152,868,000 |