Call reports 2007
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2007
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 188,331,000 | 183,506,000 | 190,491,000 | 190,981,000 |
| Total loans | 132,037,000 | 136,300,000 | 138,636,000 | 142,988,000 |
| Allowance for loan losses | 1,266,000 | 1,368,000 | 1,319,000 | 1,320,000 |
| Securities available for sale | 29,751,000 | 30,546,000 | 31,536,000 | 30,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,037,000 | 143,729,000 | 149,777,000 | 148,147,000 |
| Interest-bearing deposits | 102,374,000 | 103,855,000 | 113,138,000 | 113,883,000 |
| Noninterest-bearing deposits | 43,662,000 | 39,873,000 | 36,639,000 | 34,264,000 |
| Equity capital | 20,424,000 | 20,583,000 | 21,350,000 | 21,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,869,000 | 5,803,000 | 8,783,000 | 11,805,000 |
| Interest expense | 1,001,000 | 2,030,000 | 3,126,000 | 4,289,000 |
| Net interest income | 1,868,000 | 3,773,000 | 5,657,000 | 7,516,000 |
| Noninterest income | 960,000 | 1,982,000 | 2,966,000 | 3,916,000 |
| Noninterest expense | 1,942,000 | 3,769,000 | 5,759,000 | 7,629,000 |
| Provision for loan losses | 36,000 | 155,000 | 180,000 | 180,000 |
| Pretax income | 850,000 | 1,831,000 | 2,684,000 | 3,623,000 |
| Income tax | 310,000 | 703,000 | 1,019,000 | 1,359,000 |
| Net income | 540,000 | 1,128,000 | 1,665,000 | 2,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,492,000 | 20,708,000 | 21,246,000 | 21,447,000 |
| Total capital | 21,758,000 | 22,076,000 | 22,565,000 | 22,767,000 |
| Risk-weighted assets | 133,733,000 | 136,813,000 | 141,742,000 | 145,583,000 |