Call reports 2006
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2006
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 161,240,000 | 167,633,000 | 175,117,000 | 176,817,000 |
| Total loans | 115,817,000 | 121,606,000 | 131,163,000 | 131,028,000 |
| Allowance for loan losses | 885,000 | 1,090,000 | 1,196,000 | 1,230,000 |
| Securities available for sale | 29,438,000 | 29,485,000 | 29,710,000 | 29,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,117,000 | 133,083,000 | 131,338,000 | 134,894,000 |
| Interest-bearing deposits | 89,041,000 | 87,643,000 | 91,201,000 | 91,551,000 |
| Noninterest-bearing deposits | 44,076,000 | 45,440,000 | 40,137,000 | 43,343,000 |
| Equity capital | 18,715,000 | 18,789,000 | 19,511,000 | 19,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,676,000 | 7,359,000 | 10,143,000 |
| Interest expense | 460,000 | 998,000 | 1,783,000 | 2,706,000 |
| Net interest income | 1,762,000 | 3,678,000 | 5,576,000 | 7,437,000 |
| Noninterest income | 1,027,000 | 2,038,000 | 3,014,000 | 3,960,000 |
| Noninterest expense | 1,818,000 | 3,585,000 | 5,394,000 | 7,142,000 |
| Provision for loan losses | 73,000 | 300,000 | 405,000 | 439,000 |
| Pretax income | 898,000 | 1,797,000 | 2,757,000 | 3,782,000 |
| Income tax | 361,000 | 754,000 | 1,130,000 | 1,521,000 |
| Net income | 537,000 | 1,043,000 | 1,627,000 | 2,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,919,000 | 19,079,000 | 19,663,000 | 19,952,000 |
| Total capital | 19,804,000 | 20,169,000 | 20,859,000 | 21,182,000 |
| Risk-weighted assets | 108,887,000 | 123,632,000 | 132,434,000 | 132,519,000 |