Call reports 2005
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2005
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 143,648,000 | 149,884,000 | 151,029,000 | 155,970,000 |
| Total loans | 88,258,000 | 91,708,000 | 97,852,000 | 107,744,000 |
| Allowance for loan losses | 462,000 | 690,000 | 735,000 | 812,000 |
| Securities available for sale | 35,103,000 | 33,775,000 | 32,687,000 | 30,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,170,000 | 130,993,000 | 131,551,000 | 132,251,000 |
| Interest-bearing deposits | 86,177,000 | 88,713,000 | 88,505,000 | 88,703,000 |
| Noninterest-bearing deposits | 38,993,000 | 42,279,000 | 43,046,000 | 43,548,000 |
| Equity capital | 17,408,000 | 17,545,000 | 17,983,000 | 18,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,535,000 | 3,257,000 | 5,115,000 | 7,122,000 |
| Interest expense | 173,000 | 386,000 | 675,000 | 1,000,000 |
| Net interest income | 1,362,000 | 2,871,000 | 4,440,000 | 6,122,000 |
| Noninterest income | 908,000 | 1,818,000 | 2,753,000 | 3,683,000 |
| Noninterest expense | 1,656,000 | 3,231,000 | 4,895,000 | 6,526,000 |
| Provision for loan losses | 0 | 226,000 | 272,000 | 357,000 |
| Pretax income | 614,000 | 1,170,000 | 1,964,000 | 2,860,000 |
| Income tax | 227,000 | 478,000 | 783,000 | 1,160,000 |
| Net income | 389,000 | 692,000 | 1,181,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,630,000 | 17,643,000 | 18,132,000 | 18,381,000 |
| Total capital | 18,092,000 | 18,333,000 | 18,867,000 | 19,193,000 |
| Risk-weighted assets | 88,635,000 | 92,898,000 | 97,621,000 | 105,369,000 |