Call reports 2004
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2004
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 126,581,000 | 127,847,000 | 129,958,000 | 134,063,000 |
| Total loans | 64,850,000 | 68,618,000 | 77,695,000 | 83,001,000 |
| Allowance for loan losses | 489,000 | 484,000 | 482,000 | 462,000 |
| Securities available for sale | 49,267,000 | 45,726,000 | 41,855,000 | 36,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,516,000 | 110,007,000 | 110,039,000 | 115,744,000 |
| Interest-bearing deposits | 76,965,000 | 76,298,000 | 76,107,000 | 78,534,000 |
| Noninterest-bearing deposits | 31,551,000 | 33,708,000 | 33,932,000 | 37,210,000 |
| Equity capital | 17,034,000 | 16,667,000 | 17,080,000 | 17,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,605,000 | 3,956,000 | 5,411,000 |
| Interest expense | 150,000 | 290,000 | 429,000 | 573,000 |
| Net interest income | 1,131,000 | 2,315,000 | 3,527,000 | 4,838,000 |
| Noninterest income | 835,000 | 1,615,000 | 2,419,000 | 3,153,000 |
| Noninterest expense | 1,414,000 | 2,986,000 | 4,524,000 | 5,979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 552,000 | 926,000 | 1,404,000 | 1,989,000 |
| Income tax | 202,000 | 338,000 | 512,000 | 729,000 |
| Net income | 350,000 | 588,000 | 892,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,872,000 | 16,841,000 | 17,144,000 | 17,245,000 |
| Total capital | 17,361,000 | 17,325,000 | 17,625,000 | 17,707,000 |
| Risk-weighted assets | 67,509,000 | 69,868,000 | 76,522,000 | 84,505,000 |