Call reports 2003
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2003
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 118,629,000 | 126,495,000 | 124,870,000 | 123,471,000 |
| Total loans | 54,068,000 | 55,607,000 | 55,496,000 | 59,030,000 |
| Allowance for loan losses | 492,000 | 493,000 | 495,000 | 494,000 |
| Securities available for sale | 48,499,000 | 49,066,000 | 53,770,000 | 52,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,011,000 | 108,592,000 | 107,018,000 | 105,683,000 |
| Interest-bearing deposits | 72,737,000 | 76,259,000 | 76,493,000 | 74,887,000 |
| Noninterest-bearing deposits | 28,274,000 | 32,333,000 | 30,525,000 | 30,796,000 |
| Equity capital | 16,559,000 | 16,610,000 | 16,720,000 | 16,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,682,000 | 3,935,000 | 5,192,000 |
| Interest expense | 238,000 | 457,000 | 648,000 | 814,000 |
| Net interest income | 1,123,000 | 2,225,000 | 3,287,000 | 4,378,000 |
| Noninterest income | 758,000 | 1,543,000 | 2,298,000 | 3,026,000 |
| Noninterest expense | 1,334,000 | 2,780,000 | 4,124,000 | 5,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 549,000 | 990,000 | 1,463,000 | 1,820,000 |
| Income tax | 202,000 | 387,000 | 560,000 | 690,000 |
| Net income | 347,000 | 603,000 | 903,000 | 1,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,251,000 | 16,252,000 | 16,552,000 | 16,523,000 |
| Total capital | 16,743,000 | 16,745,000 | 17,047,000 | 17,017,000 |
| Risk-weighted assets | 54,981,000 | 58,544,000 | 58,583,000 | 61,205,000 |