Call reports 2002
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2002
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 115,476,000 | 116,895,000 | 115,520,000 | 117,938,000 |
| Total loans | 53,999,000 | 51,903,000 | 51,114,000 | 54,083,000 |
| Allowance for loan losses | 478,000 | 487,000 | 488,000 | 486,000 |
| Securities available for sale | 37,523,000 | 40,044,000 | 48,815,000 | 48,202,000 |
| Securities held to maturity | 1,000,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,784,000 | 99,705,000 | 97,831,000 | 100,311,000 |
| Interest-bearing deposits | 74,613,000 | 75,772,000 | 72,831,000 | 73,088,000 |
| Noninterest-bearing deposits | 24,171,000 | 23,933,000 | 25,000,000 | 27,223,000 |
| Equity capital | 15,657,000 | 15,866,000 | 16,369,000 | 16,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,085,000 | 4,541,000 | 5,994,000 |
| Interest expense | 419,000 | 778,000 | 1,114,000 | 1,402,000 |
| Net interest income | 1,170,000 | 2,307,000 | 3,427,000 | 4,592,000 |
| Noninterest income | 768,000 | 1,581,000 | 2,314,000 | 3,014,000 |
| Noninterest expense | 1,244,000 | 2,653,000 | 3,922,000 | 5,352,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 659,000 | 1,200,000 | 1,784,000 | 2,219,000 |
| Income tax | 255,000 | 452,000 | 664,000 | 825,000 |
| Net income | 404,000 | 748,000 | 1,120,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,478,000 | 15,513,000 | 15,886,000 | 15,904,000 |
| Total capital | 15,956,000 | 16,000,000 | 16,374,000 | 16,390,000 |
| Risk-weighted assets | 53,354,000 | 51,953,000 | 50,379,000 | 54,482,000 |