Call reports 2001
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2001
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,394,000 | 106,747,000 | 109,606,000 | 112,786,000 |
| Total loans | 52,095,000 | 54,720,000 | 54,348,000 | 54,458,000 |
| Allowance for loan losses | 472,000 | 475,000 | 474,000 | 474,000 |
| Securities available for sale | 32,563,000 | 32,133,000 | 32,420,000 | 36,364,000 |
| Securities held to maturity | 4,997,000 | 4,998,000 | 3,998,000 | 1,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,240,000 | 90,279,000 | 92,580,000 | 95,959,000 |
| Interest-bearing deposits | 67,301,000 | 67,458,000 | 69,645,000 | 71,715,000 |
| Noninterest-bearing deposits | 22,939,000 | 22,821,000 | 22,935,000 | 24,244,000 |
| Equity capital | 15,015,000 | 15,028,000 | 15,560,000 | 15,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,362,000 | 4,998,000 | 6,593,000 |
| Interest expense | 594,000 | 1,210,000 | 1,813,000 | 2,352,000 |
| Net interest income | 1,079,000 | 2,152,000 | 3,185,000 | 4,241,000 |
| Noninterest income | 707,000 | 1,406,000 | 2,151,000 | 2,870,000 |
| Noninterest expense | 1,228,000 | 2,526,000 | 3,746,000 | 5,126,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 548,000 | 1,012,000 | 1,570,000 | 1,965,000 |
| Income tax | 206,000 | 380,000 | 586,000 | 733,000 |
| Net income | 342,000 | 632,000 | 984,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,736,000 | 14,704,000 | 15,058,000 | 15,074,000 |
| Total capital | 15,208,000 | 15,179,000 | 15,532,000 | 15,548,000 |
| Risk-weighted assets | 48,905,000 | 51,271,000 | 52,449,000 | 54,091,000 |