Call reports 2014
OGLESBY STATE BANK — 2014
What OGLESBY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 14,641,000 | 13,991,000 | 13,598,000 | 13,786,000 |
| Total loans | 11,152,000 | 10,709,000 | 10,674,000 | 10,942,000 |
| Allowance for loan losses | 173,000 | 158,000 | 159,000 | 136,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,067,000 | 12,497,000 | 12,058,000 | 12,250,000 |
| Interest-bearing deposits | 11,823,000 | 11,119,000 | 10,909,000 | 11,014,000 |
| Noninterest-bearing deposits | 1,244,000 | 1,378,000 | 1,149,000 | 1,236,000 |
| Equity capital | 1,410,000 | 1,444,000 | 1,479,000 | 1,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 381,000 | 574,000 | 764,000 |
| Interest expense | 20,000 | 38,000 | 57,000 | 75,000 |
| Net interest income | 171,000 | 343,000 | 517,000 | 689,000 |
| Noninterest income | 31,000 | 63,000 | 97,000 | 137,000 |
| Noninterest expense | 165,000 | 335,000 | 508,000 | 683,000 |
| Provision for loan losses | 16,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | 21,000 | 55,000 | 90,000 | 127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 55,000 | 90,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,410,000 | 1,444,000 | 1,479,000 | 1,516,000 |
| Total capital | 1,532,000 | 1,561,000 | 1,594,000 | 1,634,000 |
| Risk-weighted assets | 9,670,000 | 9,336,000 | 9,160,000 | 9,407,000 |