Call reports 2012
OGLESBY STATE BANK — 2012
What OGLESBY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 14,509,000 | 13,238,000 | 13,749,000 | 14,110,000 |
| Total loans | 11,824,000 | 11,879,000 | 11,997,000 | 11,726,000 |
| Allowance for loan losses | 222,000 | 223,000 | 233,000 | 179,000 |
| Securities available for sale | 200,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,262,000 | 11,957,000 | 12,391,000 | 12,724,000 |
| Interest-bearing deposits | 12,254,000 | 10,766,000 | 11,502,000 | 11,550,000 |
| Noninterest-bearing deposits | 1,008,000 | 1,191,000 | 889,000 | 1,174,000 |
| Equity capital | 1,186,000 | 1,223,000 | 1,284,000 | 1,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 411,000 | 628,000 | 829,000 |
| Interest expense | 26,000 | 49,000 | 71,000 | 92,000 |
| Net interest income | 179,000 | 362,000 | 557,000 | 737,000 |
| Noninterest income | 29,000 | 62,000 | 104,000 | 148,000 |
| Noninterest expense | 175,000 | 350,000 | 516,000 | 688,000 |
| Provision for loan losses | 19,000 | 25,000 | 34,000 | 39,000 |
| Pretax income | 14,000 | 49,000 | 111,000 | 158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 49,000 | 111,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,187,000 | 1,223,000 | 1,284,000 | 1,332,000 |
| Total capital | 1,315,000 | 1,352,000 | 1,412,000 | 1,458,000 |
| Risk-weighted assets | 10,185,000 | 10,042,000 | 10,114,000 | 10,023,000 |