Call reports 2010
OGLESBY STATE BANK — 2010
What OGLESBY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 13,355,000 | 13,152,000 | 13,405,000 | 13,524,000 |
| Total loans | 12,014,000 | 11,814,000 | 12,046,000 | 11,817,000 |
| Allowance for loan losses | 140,000 | 161,000 | 164,000 | 158,000 |
| Securities available for sale | 102,000 | 101,000 | 0 | 300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,208,000 | 11,979,000 | 12,196,000 | 12,296,000 |
| Interest-bearing deposits | 10,958,000 | 11,095,000 | 11,443,000 | 11,521,000 |
| Noninterest-bearing deposits | 1,250,000 | 884,000 | 753,000 | 775,000 |
| Equity capital | 1,084,000 | 1,107,000 | 1,135,000 | 1,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 436,000 | 654,000 | 873,000 |
| Interest expense | 49,000 | 91,000 | 128,000 | 163,000 |
| Net interest income | 168,000 | 345,000 | 526,000 | 710,000 |
| Noninterest income | 34,000 | 65,000 | 95,000 | 132,000 |
| Noninterest expense | 167,000 | 332,000 | 491,000 | 654,000 |
| Provision for loan losses | 15,000 | 35,000 | 58,000 | 80,000 |
| Pretax income | 20,000 | 43,000 | 72,000 | 108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 43,000 | 72,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,083,000 | 1,106,000 | 1,135,000 | 1,171,000 |
| Total capital | 1,210,000 | 1,229,000 | 1,261,000 | 1,295,000 |
| Risk-weighted assets | 10,118,000 | 9,823,000 | 10,082,000 | 9,952,000 |