Call reports 2009
OGLESBY STATE BANK — 2009
What OGLESBY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 12,477,000 | 13,229,000 | 13,215,000 | 13,827,000 |
| Total loans | 10,992,000 | 11,349,000 | 12,092,000 | 12,007,000 |
| Allowance for loan losses | 204,000 | 184,000 | 196,000 | 131,000 |
| Securities available for sale | 307,000 | 205,000 | 104,000 | 103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,404,000 | 12,122,000 | 12,066,000 | 12,644,000 |
| Interest-bearing deposits | 10,436,000 | 11,167,000 | 11,203,000 | 11,415,000 |
| Noninterest-bearing deposits | 968,000 | 956,000 | 864,000 | 1,229,000 |
| Equity capital | 974,000 | 994,000 | 1,019,000 | 1,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 457,000 | 688,000 | 920,000 |
| Interest expense | 69,000 | 132,000 | 193,000 | 247,000 |
| Net interest income | 158,000 | 325,000 | 495,000 | 673,000 |
| Noninterest income | 36,000 | 70,000 | 112,000 | 170,000 |
| Noninterest expense | 162,000 | 334,000 | 504,000 | 666,000 |
| Provision for loan losses | 26,000 | 34,000 | 50,000 | 77,000 |
| Pretax income | 6,000 | 27,000 | 53,000 | 100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 27,000 | 53,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 970,000 | 990,000 | 1,017,000 | 1,064,000 |
| Total capital | 1,089,000 | 1,112,000 | 1,144,000 | 1,191,000 |
| Risk-weighted assets | 9,395,000 | 9,676,000 | 10,085,000 | 10,221,000 |