Call reports 2008
OGLESBY STATE BANK — 2008
What OGLESBY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 11,589,000 | 12,137,000 | 12,579,000 | 12,724,000 |
| Total loans | 10,512,000 | 10,766,000 | 10,544,000 | 11,070,000 |
| Allowance for loan losses | 166,000 | 162,000 | 172,000 | 177,000 |
| Securities available for sale | 306,000 | 203,000 | 305,000 | 309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,602,000 | 11,110,000 | 11,506,000 | 11,651,000 |
| Interest-bearing deposits | 9,686,000 | 10,243,000 | 10,678,000 | 10,796,000 |
| Noninterest-bearing deposits | 916,000 | 867,000 | 828,000 | 855,000 |
| Equity capital | 891,000 | 924,000 | 948,000 | 970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 478,000 | 722,000 | 955,000 |
| Interest expense | 86,000 | 172,000 | 256,000 | 334,000 |
| Net interest income | 152,000 | 306,000 | 466,000 | 621,000 |
| Noninterest income | 40,000 | 74,000 | 120,000 | 162,000 |
| Noninterest expense | 154,000 | 295,000 | 459,000 | 612,000 |
| Provision for loan losses | 12,000 | 24,000 | 45,000 | 71,000 |
| Pretax income | 26,000 | 61,000 | 82,000 | 100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 61,000 | 82,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 890,000 | 925,000 | 946,000 | 964,000 |
| Total capital | 1,007,000 | 1,043,000 | 1,061,000 | 1,083,000 |
| Risk-weighted assets | 9,327,000 | 9,412,000 | 9,126,000 | 9,450,000 |