Call reports 2007
OGLESBY STATE BANK — 2007
What OGLESBY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 10,635,000 | 10,909,000 | 11,095,000 | 11,423,000 |
| Total loans | 9,168,000 | 9,342,000 | 9,828,000 | 9,564,000 |
| Allowance for loan losses | 141,000 | 143,000 | 166,000 | 148,000 |
| Securities available for sale | 499,000 | 398,000 | 400,000 | 401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,551,000 | 10,004,000 | 10,158,000 | 10,463,000 |
| Interest-bearing deposits | 8,788,000 | 9,155,000 | 9,209,000 | 9,567,000 |
| Noninterest-bearing deposits | 763,000 | 849,000 | 949,000 | 896,000 |
| Equity capital | 792,000 | 804,000 | 826,000 | 864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 209,000 | 430,000 | 660,000 | 893,000 |
| Interest expense | 76,000 | 163,000 | 252,000 | 340,000 |
| Net interest income | 133,000 | 267,000 | 408,000 | 553,000 |
| Noninterest income | 40,000 | 75,000 | 111,000 | 159,000 |
| Noninterest expense | 143,000 | 286,000 | 431,000 | 574,000 |
| Provision for loan losses | 10,000 | 22,000 | 34,000 | 46,000 |
| Pretax income | 20,000 | 34,000 | 54,000 | 92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 34,000 | 54,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 792,000 | 805,000 | 826,000 | 863,000 |
| Total capital | 891,000 | 906,000 | 933,000 | 970,000 |
| Risk-weighted assets | 7,900,000 | 8,059,000 | 8,487,000 | 8,530,000 |