Call reports 2006
OGLESBY STATE BANK — 2006
What OGLESBY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 10,046,000 | 10,215,000 | 10,479,000 | 10,455,000 |
| Total loans | 8,113,000 | 8,368,000 | 8,647,000 | 8,837,000 |
| Allowance for loan losses | 110,000 | 120,000 | 135,000 | 134,000 |
| Securities available for sale | 1,004,000 | 900,000 | 797,000 | 698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,244,000 | 9,338,000 | 9,291,000 | 9,246,000 |
| Interest-bearing deposits | 8,513,000 | 8,551,000 | 8,379,000 | 8,364,000 |
| Noninterest-bearing deposits | 731,000 | 787,000 | 912,000 | 882,000 |
| Equity capital | 738,000 | 756,000 | 775,000 | 818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 361,000 | 555,000 | 762,000 |
| Interest expense | 63,000 | 129,000 | 198,000 | 272,000 |
| Net interest income | 111,000 | 232,000 | 357,000 | 490,000 |
| Noninterest income | 35,000 | 70,000 | 104,000 | 152,000 |
| Noninterest expense | 118,000 | 243,000 | 371,000 | 500,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 19,000 | 41,000 | 63,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 41,000 | 63,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 731,000 | 754,000 | 776,000 | 819,000 |
| Total capital | 820,000 | 847,000 | 872,000 | 915,000 |
| Risk-weighted assets | 7,121,000 | 7,388,000 | 7,618,000 | 7,630,000 |