Call reports 2005
OGLESBY STATE BANK — 2005
What OGLESBY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 8,621,000 | 8,973,000 | 9,814,000 | 9,705,000 |
| Total loans | 6,836,000 | 7,176,000 | 7,540,000 | 8,105,000 |
| Allowance for loan losses | 101,000 | 98,000 | 99,000 | 103,000 |
| Securities available for sale | 798,000 | 801,000 | 1,006,000 | 1,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,915,000 | 8,249,000 | 8,846,000 | 8,933,000 |
| Interest-bearing deposits | 7,298,000 | 7,116,000 | 8,035,000 | 8,135,000 |
| Noninterest-bearing deposits | 617,000 | 1,133,000 | 811,000 | 799,000 |
| Equity capital | 671,000 | 689,000 | 720,000 | 731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 132,000 | 269,000 | 422,000 | 594,000 |
| Interest expense | 35,000 | 73,000 | 115,000 | 174,000 |
| Net interest income | 97,000 | 196,000 | 307,000 | 420,000 |
| Noninterest income | 27,000 | 51,000 | 85,000 | 118,000 |
| Noninterest expense | 110,000 | 220,000 | 331,000 | 463,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 14,000 | 27,000 | 61,000 | 66,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 27,000 | 61,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 671,000 | 689,000 | 720,000 | 731,000 |
| Total capital | 746,000 | 769,000 | 805,000 | 819,000 |
| Risk-weighted assets | 5,972,000 | 6,345,000 | 6,753,000 | 7,064,000 |