Call reports 2004
OGLESBY STATE BANK — 2004
What OGLESBY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,824,000 | 7,730,000 | 8,204,000 | 8,406,000 |
| Total loans | 6,224,000 | 6,136,000 | 6,148,000 | 6,555,000 |
| Allowance for loan losses | 130,000 | 123,000 | 110,000 | 94,000 |
| Securities available for sale | 504,000 | 706,000 | 806,000 | 801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,146,000 | 7,068,000 | 7,523,000 | 7,725,000 |
| Interest-bearing deposits | 6,550,000 | 6,302,000 | 6,908,000 | 6,907,000 |
| Noninterest-bearing deposits | 596,000 | 766,000 | 615,000 | 818,000 |
| Equity capital | 654,000 | 648,000 | 651,000 | 661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 119,000 | 237,000 | 357,000 | 485,000 |
| Interest expense | 31,000 | 61,000 | 92,000 | 127,000 |
| Net interest income | 88,000 | 176,000 | 265,000 | 358,000 |
| Noninterest income | 60,000 | 86,000 | 112,000 | 140,000 |
| Noninterest expense | 124,000 | 233,000 | 343,000 | 449,000 |
| Provision for loan losses | 1,000 | 0 | 0 | 0 |
| Pretax income | 23,000 | 29,000 | 34,000 | 49,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 29,000 | 32,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 654,000 | 648,000 | 646,000 | 661,000 |
| Total capital | 722,000 | 714,000 | 713,000 | 732,000 |
| Risk-weighted assets | 5,410,000 | 5,252,000 | 5,344,000 | 5,694,000 |