Call reports 2003
OGLESBY STATE BANK — 2003
What OGLESBY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 7,223,000 | 7,478,000 | 7,590,000 | 7,920,000 |
| Total loans | 5,583,000 | 5,521,000 | 5,754,000 | 6,200,000 |
| Allowance for loan losses | 129,000 | 147,000 | 143,000 | 135,000 |
| Securities available for sale | 303,000 | 603,000 | 401,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,611,000 | 6,851,000 | 6,953,000 | 7,273,000 |
| Interest-bearing deposits | 6,067,000 | 6,332,000 | 6,392,000 | 6,705,000 |
| Noninterest-bearing deposits | 544,000 | 519,000 | 561,000 | 568,000 |
| Equity capital | 594,000 | 605,000 | 614,000 | 629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 118,000 | 238,000 | 358,000 | 474,000 |
| Interest expense | 34,000 | 69,000 | 103,000 | 134,000 |
| Net interest income | 84,000 | 169,000 | 255,000 | 340,000 |
| Noninterest income | 34,000 | 61,000 | 94,000 | 124,000 |
| Noninterest expense | 97,000 | 183,000 | 290,000 | 390,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 6,000 | 17,000 | 29,000 | 44,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 17,000 | 29,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 591,000 | 602,000 | 613,000 | 629,000 |
| Total capital | 655,000 | 666,000 | 678,000 | 698,000 |
| Risk-weighted assets | 5,029,000 | 5,009,000 | 5,146,000 | 5,436,000 |