Call reports 2002
OGLESBY STATE BANK — 2002
What OGLESBY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,578,000 | 7,804,000 | 7,321,000 | 6,935,000 |
| Total loans | 5,625,000 | 5,723,000 | 5,988,000 | 5,447,000 |
| Allowance for loan losses | 75,000 | 76,000 | 100,000 | 108,000 |
| Securities available for sale | 701,000 | 503,000 | 804,000 | 605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,938,000 | 7,153,000 | 6,633,000 | 6,328,000 |
| Interest-bearing deposits | 6,176,000 | 6,287,000 | 5,858,000 | 5,771,000 |
| Noninterest-bearing deposits | 762,000 | 865,000 | 775,000 | 556,000 |
| Equity capital | 613,000 | 621,000 | 650,000 | 590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 138,000 | 273,000 | 413,000 | 535,000 |
| Interest expense | 36,000 | 71,000 | 107,000 | 143,000 |
| Net interest income | 102,000 | 202,000 | 306,000 | 392,000 |
| Noninterest income | 29,000 | 62,000 | 96,000 | 127,000 |
| Noninterest expense | 98,000 | 195,000 | 290,000 | 406,000 |
| Provision for loan losses | 9,000 | 20,000 | 35,000 | 72,000 |
| Pretax income | 24,000 | 49,000 | 77,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 49,000 | 77,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 612,000 | 618,000 | 646,000 | 585,000 |
| Total capital | 677,000 | 685,000 | 714,000 | 647,000 |
| Risk-weighted assets | 5,210,000 | 5,374,000 | 5,428,000 | 4,924,000 |