Call reports 2014
NORTH VALLEY BANK — 2014
What NORTH VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 913,134,000 | 929,110,000 | 921,796,000 |
| Total loans | 508,056,000 | 506,603,000 | 514,699,000 |
| Allowance for loan losses | 9,058,000 | 9,012,000 | 8,658,000 |
| Securities available for sale | 273,143,000 | 213,696,000 | 206,760,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 787,475,000 | 798,918,000 | 789,238,000 |
| Interest-bearing deposits | 608,866,000 | 599,863,000 | 586,094,000 |
| Noninterest-bearing deposits | 178,609,000 | 199,055,000 | 203,144,000 |
| Equity capital | 110,547,000 | 114,303,000 | 116,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 8,119,000 | 15,913,000 | 23,715,000 |
| Interest expense | 226,000 | 444,000 | 653,000 |
| Net interest income | 7,893,000 | 15,469,000 | 23,062,000 |
| Noninterest income | 2,893,000 | 5,752,000 | 8,655,000 |
| Noninterest expense | 8,379,000 | 16,460,000 | 24,426,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 2,407,000 | 4,817,000 | 7,347,000 |
| Income tax | 883,000 | 1,495,000 | 2,243,000 |
| Net income | 1,524,000 | 3,322,000 | 5,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 110,565,000 | 112,483,000 | 114,360,000 |
| Total capital | 118,350,000 | 120,319,000 | 122,188,000 |
| Risk-weighted assets | 621,358,000 | 625,580,000 | 625,285,000 |