Call reports 2011
NORTH VALLEY BANK — 2011
What NORTH VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 888,879,000 | 889,739,000 | 905,588,000 | 900,516,000 |
| Total loans | 494,509,000 | 482,154,000 | 471,758,000 | 456,215,000 |
| Allowance for loan losses | 14,471,000 | 14,746,000 | 13,671,000 | 12,656,000 |
| Securities available for sale | 289,914,000 | 296,293,000 | 272,880,000 | 312,205,000 |
| Securities held to maturity | 6,000 | 6,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,224,000 | 759,949,000 | 771,057,000 | 767,497,000 |
| Interest-bearing deposits | 605,573,000 | 599,950,000 | 606,167,000 | 598,733,000 |
| Noninterest-bearing deposits | 155,651,000 | 159,999,000 | 164,890,000 | 168,764,000 |
| Equity capital | 115,056,000 | 118,999,000 | 122,127,000 | 121,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,418,000 | 19,028,000 | 28,266,000 | 37,145,000 |
| Interest expense | 1,082,000 | 2,095,000 | 3,035,000 | 3,894,000 |
| Net interest income | 8,336,000 | 16,933,000 | 25,231,000 | 33,251,000 |
| Noninterest income | 2,969,000 | 5,747,000 | 8,283,000 | 9,221,000 |
| Noninterest expense | 8,736,000 | 17,247,000 | 25,746,000 | 34,312,000 |
| Provision for loan losses | 1,000,000 | 2,250,000 | 2,650,000 | 2,650,000 |
| Pretax income | 1,559,000 | 3,173,000 | 5,967,000 | 7,187,000 |
| Income tax | 530,000 | 1,061,000 | 1,986,000 | 1,921,000 |
| Net income | 1,029,000 | 2,112,000 | 3,981,000 | 5,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,973,000 | 110,989,000 | 113,711,000 | 113,665,000 |
| Total capital | 117,922,000 | 118,815,000 | 121,400,000 | 121,220,000 |
| Risk-weighted assets | 629,198,000 | 616,896,000 | 604,454,000 | 596,224,000 |