Call report 2007Q4
NORTH VALLEY BANK — 2007Q4
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 949,290,000 | USD | evidence → |
| Total loans | 746,253,000 | USD | evidence → |
| Allowance for loan losses | 10,755,000 | USD | evidence → |
| Securities available for sale | 104,341,000 | USD | evidence → |
| Securities held to maturity | 31,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 741,486,000 | USD | evidence → |
| Interest-bearing deposits | 569,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 172,362,000 | USD | evidence → |
| Equity capital | 110,176,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 59,524,000 | USD | evidence → |
| Interest expense | 16,200,000 | USD | evidence → |
| Net interest income | 43,324,000 | USD | evidence → |
| Noninterest income | 14,150,000 | USD | evidence → |
| Noninterest expense | 38,279,000 | USD | evidence → |
| Provision for loan losses | 2,050,000 | USD | evidence → |
| Pretax income | 15,393,000 | USD | evidence → |
| Income tax | 5,485,000 | USD | evidence → |
| Net income | 9,908,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,048,000 | USD | evidence → |
| Total capital | 105,803,000 | USD | evidence → |
| Risk-weighted assets | 901,155,000 | USD | evidence → |