Call report 2004Q4
NORTH VALLEY BANK — 2004Q4
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 736,575,000 | USD | evidence → |
| Total loans | 461,223,000 | USD | evidence → |
| Allowance for loan losses | 6,127,000 | USD | evidence → |
| Securities available for sale | 197,032,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 611,485,000 | USD | evidence → |
| Interest-bearing deposits | 531,079,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,406,000 | USD | evidence → |
| Equity capital | 57,928,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,626,000 | USD | evidence → |
| Interest expense | 5,590,000 | USD | evidence → |
| Net interest income | 31,036,000 | USD | evidence → |
| Noninterest income | 9,181,000 | USD | evidence → |
| Noninterest expense | 25,110,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 14,929,000 | USD | evidence → |
| Income tax | 4,841,000 | USD | evidence → |
| Net income | 10,088,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,074,000 | USD | evidence → |
| Total capital | 62,201,000 | USD | evidence → |
| Risk-weighted assets | 536,775,000 | USD | evidence → |