Call report 2003Q4
NORTH VALLEY BANK — 2003Q4
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 458,542,000 | USD | evidence → |
| Total loans | 268,165,000 | USD | evidence → |
| Allowance for loan losses | 3,873,000 | USD | evidence → |
| Securities available for sale | 127,506,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 410,325,000 | USD | evidence → |
| Interest-bearing deposits | 292,610,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,715,000 | USD | evidence → |
| Equity capital | 39,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,665,000 | USD | evidence → |
| Interest expense | 3,770,000 | USD | evidence → |
| Net interest income | 20,895,000 | USD | evidence → |
| Noninterest income | 7,751,000 | USD | evidence → |
| Noninterest expense | 17,421,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 11,353,000 | USD | evidence → |
| Income tax | 3,742,000 | USD | evidence → |
| Net income | 7,611,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,181,000 | USD | evidence → |
| Total capital | 43,054,000 | USD | evidence → |
| Risk-weighted assets | 335,060,000 | USD | evidence → |