Call report 2002Q4
NORTH VALLEY BANK — 2002Q4
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 441,762,000 | USD | evidence → |
| Total loans | 303,733,000 | USD | evidence → |
| Allowance for loan losses | 4,188,000 | USD | evidence → |
| Securities available for sale | 72,871,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 386,885,000 | USD | evidence → |
| Interest-bearing deposits | 313,717,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,168,000 | USD | evidence → |
| Equity capital | 38,586,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,897,000 | USD | evidence → |
| Interest expense | 5,456,000 | USD | evidence → |
| Net interest income | 21,441,000 | USD | evidence → |
| Noninterest income | 6,526,000 | USD | evidence → |
| Noninterest expense | 15,636,000 | USD | evidence → |
| Provision for loan losses | 1,575,000 | USD | evidence → |
| Pretax income | 10,874,000 | USD | evidence → |
| Income tax | 3,579,000 | USD | evidence → |
| Net income | 7,295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,192,000 | USD | evidence → |
| Total capital | 41,380,000 | USD | evidence → |
| Risk-weighted assets | 341,455,000 | USD | evidence → |