Call reports 2001
NORTH VALLEY BANK — 2001
What NORTH VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 356,027,000 | 364,215,000 | 382,202,000 | 394,700,000 |
| Total loans | 247,545,000 | 258,927,000 | 264,435,000 | 268,873,000 |
| Allowance for loan losses | 2,980,000 | 2,968,000 | 3,103,000 | 3,227,000 |
| Securities available for sale | 49,846,000 | 49,344,000 | 68,636,000 | 73,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,703,000 | 328,302,000 | 335,074,000 | 347,451,000 |
| Interest-bearing deposits | 260,084,000 | 269,172,000 | 277,290,000 | 286,352,000 |
| Noninterest-bearing deposits | 53,619,000 | 59,130,000 | 57,784,000 | 61,099,000 |
| Equity capital | 36,814,000 | 32,103,000 | 32,997,000 | 32,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,442,000 | 12,961,000 | 19,652,000 | 26,381,000 |
| Interest expense | 2,622,000 | 5,270,000 | 7,662,000 | 9,695,000 |
| Net interest income | 3,820,000 | 7,691,000 | 11,990,000 | 16,686,000 |
| Noninterest income | 1,308,000 | 2,989,000 | 4,393,000 | 5,799,000 |
| Noninterest expense | 2,991,000 | 6,191,000 | 9,571,000 | 13,002,000 |
| Provision for loan losses | 180,000 | 360,000 | 660,000 | 1,010,000 |
| Pretax income | 1,957,000 | 4,129,000 | 6,160,000 | 8,487,000 |
| Income tax | 606,000 | 1,259,000 | 1,848,000 | 2,609,000 |
| Net income | 1,351,000 | 2,870,000 | 4,312,000 | 5,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,577,000 | 31,098,000 | 31,541,000 | 31,913,000 |
| Total capital | 38,557,000 | 34,066,000 | 34,644,000 | 35,140,000 |
| Risk-weighted assets | 277,775,000 | 290,101,000 | 298,281,000 | 299,000,000 |