Call reports 2025
ARTISANS' BANK — 2025
What ARTISANS' BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 694,474,000 | 695,616,000 | 716,352,000 | 714,697,000 |
| Total loans | 498,977,000 | 509,713,000 | 508,443,000 | 515,122,000 |
| Allowance for loan losses | 4,897,000 | 5,037,000 | 4,963,000 | 5,028,000 |
| Securities available for sale | 120,104,000 | 121,362,000 | 126,947,000 | 133,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,577,000 | 624,910,000 | 643,299,000 | 639,996,000 |
| Interest-bearing deposits | 591,987,000 | 592,238,000 | 607,251,000 | 605,027,000 |
| Noninterest-bearing deposits | 33,590,000 | 32,672,000 | 36,048,000 | 34,969,000 |
| Equity capital | 60,757,000 | 62,345,000 | 64,810,000 | 66,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,376,000 | 16,775,000 | 25,621,000 | 34,451,000 |
| Interest expense | 3,429,000 | 6,649,000 | 9,875,000 | 13,114,000 |
| Net interest income | 4,947,000 | 10,126,000 | 15,746,000 | 21,337,000 |
| Noninterest income | 537,000 | 1,128,000 | 1,753,000 | 2,548,000 |
| Noninterest expense | 4,860,000 | 9,719,000 | 14,540,000 | 19,508,000 |
| Provision for loan losses | -23,000 | 117,000 | 64,000 | 182,000 |
| Pretax income | 661,000 | 1,416,000 | 2,895,000 | 4,159,000 |
| Income tax | 154,000 | 328,000 | 681,000 | 814,000 |
| Net income | 507,000 | 1,088,000 | 2,214,000 | 3,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,398,000 | 71,980,000 | 73,105,000 | 74,236,000 |
| Total capital | 76,445,000 | 77,183,000 | 78,232,000 | 79,465,000 |
| Risk-weighted assets | 557,874,000 | 565,702,000 | 562,526,000 | 574,623,000 |