Call reports 2023
ARTISANS' BANK — 2023
What ARTISANS' BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 680,032,000 | 674,309,000 | 667,797,000 | 672,693,000 |
| Total loans | 471,746,000 | 466,045,000 | 485,947,000 | 483,543,000 |
| Allowance for loan losses | 4,994,000 | 4,867,000 | 4,986,000 | 4,797,000 |
| Securities available for sale | 142,431,000 | 136,532,000 | 130,051,000 | 132,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 612,519,000 | 606,950,000 | 601,882,000 | 604,017,000 |
| Interest-bearing deposits | 577,108,000 | 571,013,000 | 568,180,000 | 570,926,000 |
| Noninterest-bearing deposits | 35,411,000 | 35,937,000 | 33,702,000 | 33,091,000 |
| Equity capital | 51,021,000 | 50,752,000 | 49,454,000 | 54,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,094,000 | 14,543,000 | 22,245,000 | 30,037,000 |
| Interest expense | 1,380,000 | 3,223,000 | 5,337,000 | 7,908,000 |
| Net interest income | 5,714,000 | 11,320,000 | 16,908,000 | 22,129,000 |
| Noninterest income | 573,000 | 1,168,000 | 1,757,000 | 2,303,000 |
| Noninterest expense | 4,590,000 | 9,057,000 | 13,572,000 | 18,083,000 |
| Provision for loan losses | -23,000 | -149,000 | -16,000 | -68,000 |
| Pretax income | 1,720,000 | 3,580,000 | 5,109,000 | 6,417,000 |
| Income tax | 420,000 | 871,000 | 1,242,000 | 1,556,000 |
| Net income | 1,300,000 | 2,709,000 | 3,867,000 | 4,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,655,000 | 66,063,000 | 67,221,000 | 68,215,000 |
| Total capital | 69,649,000 | 70,929,000 | 72,207,000 | 73,165,000 |
| Risk-weighted assets | 543,875,000 | 540,943,000 | 557,250,000 | 552,437,000 |