Call reports 2020
ARTISANS' BANK — 2020
What ARTISANS' BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 559,083,000 | 608,696,000 | 605,664,000 | 621,905,000 |
| Total loans | 393,859,000 | 406,117,000 | 403,826,000 | 403,855,000 |
| Allowance for loan losses | 4,042,000 | 4,503,000 | 4,825,000 | 4,951,000 |
| Securities available for sale | 111,213,000 | 133,915,000 | 151,593,000 | 138,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,362,000 | 534,685,000 | 531,169,000 | 547,294,000 |
| Interest-bearing deposits | 460,418,000 | 502,675,000 | 499,806,000 | 515,481,000 |
| Noninterest-bearing deposits | 24,944,000 | 32,010,000 | 31,363,000 | 31,813,000 |
| Equity capital | 54,402,000 | 54,903,000 | 55,343,000 | 58,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,262,000 | 10,327,000 | 15,450,000 | 20,537,000 |
| Interest expense | 1,230,000 | 2,421,000 | 3,428,000 | 4,240,000 |
| Net interest income | 4,032,000 | 7,906,000 | 12,022,000 | 16,297,000 |
| Noninterest income | 875,000 | 2,039,000 | 3,071,000 | 4,272,000 |
| Noninterest expense | 4,215,000 | 8,491,000 | 12,573,000 | 16,771,000 |
| Provision for loan losses | 257,000 | 709,000 | 1,044,000 | 1,187,000 |
| Pretax income | 465,000 | 775,000 | 1,506,000 | 2,661,000 |
| Income tax | 105,000 | 158,000 | 327,000 | 575,000 |
| Net income | 360,000 | 617,000 | 1,179,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,054,000 | 50,438,000 | 51,144,000 | 52,422,000 |
| Total capital | 54,096,000 | 54,941,000 | 55,969,000 | 57,373,000 |
| Risk-weighted assets | 436,139,000 | 454,282,000 | 461,073,000 | 457,237,000 |