Call reports 2019
ARTISANS' BANK — 2019
What ARTISANS' BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 548,310,000 | 538,675,000 | 542,352,000 | 540,906,000 |
| Total loans | 383,019,000 | 381,789,000 | 387,756,000 | 391,117,000 |
| Allowance for loan losses | 3,773,000 | 3,837,000 | 3,841,000 | 3,776,000 |
| Securities available for sale | 107,702,000 | 104,888,000 | 104,370,000 | 105,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,439,000 | 468,861,000 | 471,559,000 | 469,446,000 |
| Interest-bearing deposits | 457,753,000 | 441,346,000 | 449,267,000 | 446,337,000 |
| Noninterest-bearing deposits | 22,686,000 | 27,515,000 | 22,292,000 | 23,109,000 |
| Equity capital | 49,472,000 | 51,413,000 | 52,504,000 | 52,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,348,000 | 10,806,000 | 16,273,000 | 21,613,000 |
| Interest expense | 1,030,000 | 2,135,000 | 3,332,000 | 4,565,000 |
| Net interest income | 4,318,000 | 8,671,000 | 12,941,000 | 17,048,000 |
| Noninterest income | 573,000 | 1,213,000 | 1,884,000 | 2,647,000 |
| Noninterest expense | 4,112,000 | 8,209,000 | 12,122,000 | 16,086,000 |
| Provision for loan losses | 20,000 | 40,000 | 40,000 | 30,000 |
| Pretax income | 759,000 | 1,635,000 | 2,683,000 | 3,644,000 |
| Income tax | 171,000 | 354,000 | 594,000 | 823,000 |
| Net income | 588,000 | 1,281,000 | 2,089,000 | 2,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,716,000 | 47,567,000 | 48,541,000 | 49,314,000 |
| Total capital | 50,489,000 | 51,404,000 | 52,382,000 | 53,090,000 |
| Risk-weighted assets | 422,626,000 | 422,281,000 | 430,397,000 | 431,806,000 |