Call reports 2017
ARTISANS' BANK — 2017
What ARTISANS' BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 516,308,000 | 523,989,000 | 529,083,000 | 523,248,000 |
| Total loans | 355,465,000 | 364,119,000 | 371,144,000 | 371,194,000 |
| Allowance for loan losses | 4,828,000 | 4,485,000 | 4,416,000 | 4,140,000 |
| Securities available for sale | 107,270,000 | 105,878,000 | 103,929,000 | 104,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,633,000 | 461,380,000 | 456,998,000 | 459,120,000 |
| Interest-bearing deposits | 431,758,000 | 435,034,000 | 431,296,000 | 436,285,000 |
| Noninterest-bearing deposits | 27,875,000 | 26,346,000 | 25,702,000 | 22,835,000 |
| Equity capital | 47,693,000 | 48,668,000 | 49,337,000 | 44,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,406,000 | 8,968,000 | 13,716,000 | 18,469,000 |
| Interest expense | 509,000 | 1,029,000 | 1,590,000 | 2,190,000 |
| Net interest income | 3,897,000 | 7,939,000 | 12,126,000 | 16,279,000 |
| Noninterest income | 650,000 | 1,473,000 | 2,161,000 | 2,801,000 |
| Noninterest expense | 3,844,000 | 7,794,000 | 11,825,000 | 15,727,000 |
| Provision for loan losses | -58,000 | -210,000 | -282,000 | -282,000 |
| Pretax income | 761,000 | 1,828,000 | 2,744,000 | 3,635,000 |
| Income tax | 268,000 | 623,000 | 947,000 | 5,465,000 |
| Net income | 493,000 | 1,205,000 | 1,797,000 | -1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,756,000 | 42,696,000 | 43,510,000 | 42,336,000 |
| Total capital | 46,584,000 | 47,181,000 | 47,926,000 | 46,476,000 |
| Risk-weighted assets | 392,999,000 | 402,892,000 | 409,694,000 | 407,321,000 |