Call reports 2016
ARTISANS' BANK — 2016
What ARTISANS' BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 510,978,000 | 507,250,000 | 507,829,000 | 510,339,000 |
| Total loans | 355,899,000 | 356,283,000 | 355,588,000 | 352,690,000 |
| Allowance for loan losses | 5,011,000 | 5,069,000 | 5,049,000 | 4,833,000 |
| Securities available for sale | 101,813,000 | 100,252,000 | 102,131,000 | 104,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,845,000 | 443,108,000 | 447,178,000 | 454,046,000 |
| Interest-bearing deposits | 415,917,000 | 419,398,000 | 422,383,000 | 428,320,000 |
| Noninterest-bearing deposits | 24,928,000 | 23,710,000 | 24,795,000 | 25,726,000 |
| Equity capital | 46,631,000 | 47,878,000 | 48,173,000 | 47,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,399,000 | 8,818,000 | 13,293,000 | 17,713,000 |
| Interest expense | 473,000 | 957,000 | 1,463,000 | 1,981,000 |
| Net interest income | 3,926,000 | 7,861,000 | 11,830,000 | 15,732,000 |
| Noninterest income | 890,000 | 1,911,000 | 2,845,000 | 3,808,000 |
| Noninterest expense | 3,946,000 | 7,904,000 | 11,896,000 | 15,919,000 |
| Provision for loan losses | 26,000 | -124,000 | -280,000 | -514,000 |
| Pretax income | 846,000 | 2,007,000 | 3,074,000 | 4,150,000 |
| Income tax | 302,000 | 689,000 | 1,069,000 | 1,455,000 |
| Net income | 544,000 | 1,318,000 | 2,005,000 | 2,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,195,000 | 39,425,000 | 40,263,000 | 41,040,000 |
| Total capital | 43,143,000 | 44,353,000 | 45,203,000 | 45,873,000 |
| Risk-weighted assets | 392,831,000 | 391,321,000 | 392,384,000 | 390,204,000 |