Call reports 2015
ARTISANS' BANK — 2015
What ARTISANS' BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 471,627,000 | 471,797,000 | 472,314,000 | 500,692,000 |
| Total loans | 324,748,000 | 331,396,000 | 335,066,000 | 346,523,000 |
| Allowance for loan losses | 5,724,000 | 5,394,000 | 4,938,000 | 5,000,000 |
| Securities available for sale | 103,661,000 | 98,601,000 | 96,012,000 | 100,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,117,000 | 429,046,000 | 428,423,000 | 437,180,000 |
| Interest-bearing deposits | 409,340,000 | 406,321,000 | 406,351,000 | 412,596,000 |
| Noninterest-bearing deposits | 21,777,000 | 22,725,000 | 22,072,000 | 24,584,000 |
| Equity capital | 30,115,000 | 29,848,000 | 31,471,000 | 45,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,138,000 | 8,316,000 | 12,492,000 | 16,759,000 |
| Interest expense | 447,000 | 874,000 | 1,304,000 | 1,757,000 |
| Net interest income | 3,691,000 | 7,442,000 | 11,188,000 | 15,002,000 |
| Noninterest income | 664,000 | 1,700,000 | 2,282,000 | 3,065,000 |
| Noninterest expense | 4,200,000 | 8,511,000 | 12,767,000 | 16,689,000 |
| Provision for loan losses | -248,000 | -538,000 | -1,020,000 | -1,020,000 |
| Pretax income | 412,000 | 1,178,000 | 1,732,000 | 2,410,000 |
| Income tax | 21,000 | 72,000 | 83,000 | -13,082,000 |
| Net income | 391,000 | 1,106,000 | 1,649,000 | 15,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,931,000 | 30,646,000 | 31,189,000 | 37,274,000 |
| Total capital | 34,459,000 | 35,196,000 | 35,775,000 | 42,136,000 |
| Risk-weighted assets | 361,035,000 | 363,140,000 | 366,511,000 | 384,164,000 |