Call reports 2014
ARTISANS' BANK — 2014
What ARTISANS' BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 479,321,000 | 479,400,000 | 478,125,000 | 472,587,000 |
| Total loans | 320,868,000 | 313,430,000 | 314,985,000 | 320,685,000 |
| Allowance for loan losses | 6,236,000 | 6,335,000 | 6,360,000 | 5,653,000 |
| Securities available for sale | 115,095,000 | 113,648,000 | 117,894,000 | 110,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,555,000 | 440,888,000 | 439,857,000 | 433,894,000 |
| Interest-bearing deposits | 419,471,000 | 416,925,000 | 417,202,000 | 410,870,000 |
| Noninterest-bearing deposits | 23,084,000 | 23,963,000 | 22,655,000 | 23,024,000 |
| Equity capital | 28,119,000 | 29,978,000 | 29,777,000 | 28,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,262,000 | 8,483,000 | 12,635,000 | 16,841,000 |
| Interest expense | 490,000 | 987,000 | 1,491,000 | 1,989,000 |
| Net interest income | 3,772,000 | 7,496,000 | 11,144,000 | 14,852,000 |
| Noninterest income | 845,000 | 1,667,000 | 2,679,000 | 3,457,000 |
| Noninterest expense | 4,160,000 | 8,311,000 | 12,491,000 | 16,866,000 |
| Provision for loan losses | -301,000 | -301,000 | -278,000 | 477,000 |
| Pretax income | 758,000 | 1,171,000 | 1,628,000 | 1,006,000 |
| Income tax | 58,000 | 102,000 | 136,000 | 17,000 |
| Net income | 700,000 | 1,069,000 | 1,492,000 | 989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,250,000 | 29,620,000 | 30,043,000 | 29,540,000 |
| Total capital | 33,780,000 | 34,053,000 | 34,459,000 | 34,018,000 |
| Risk-weighted assets | 360,671,000 | 352,744,000 | 351,331,000 | 357,050,000 |