Call reports 2013
ARTISANS' BANK — 2013
What ARTISANS' BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 469,634,000 | 479,438,000 | 470,640,000 | 523,180,000 |
| Total loans | 318,018,000 | 304,007,000 | 307,077,000 | 318,916,000 |
| Allowance for loan losses | 7,196,000 | 7,213,000 | 7,205,000 | 6,492,000 |
| Securities available for sale | 94,990,000 | 113,724,000 | 124,241,000 | 114,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,923,000 | 442,498,000 | 425,104,000 | 489,964,000 |
| Interest-bearing deposits | 399,191,000 | 418,668,000 | 402,557,000 | 450,854,000 |
| Noninterest-bearing deposits | 24,732,000 | 23,830,000 | 22,547,000 | 39,110,000 |
| Equity capital | 36,507,000 | 27,721,000 | 27,117,000 | 23,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,296,000 | 8,559,000 | 12,774,000 | 16,963,000 |
| Interest expense | 458,000 | 910,000 | 1,382,000 | 1,868,000 |
| Net interest income | 3,838,000 | 7,649,000 | 11,392,000 | 15,095,000 |
| Noninterest income | 321,000 | 1,068,000 | 1,664,000 | 2,208,000 |
| Noninterest expense | 4,528,000 | 8,956,000 | 13,657,000 | 18,624,000 |
| Provision for loan losses | 908,000 | 5,304,000 | 5,279,000 | 5,016,000 |
| Pretax income | -875,000 | -4,731,000 | -5,068,000 | -5,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -875,000 | -4,731,000 | -5,068,000 | -5,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,201,000 | 29,344,000 | 29,007,000 | 28,551,000 |
| Total capital | 37,777,000 | 33,813,000 | 33,522,000 | 33,077,000 |
| Risk-weighted assets | 363,432,000 | 354,799,000 | 358,510,000 | 360,114,000 |