Call reports 2012
ARTISANS' BANK — 2012
What ARTISANS' BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 531,496,000 | 516,280,000 | 500,771,000 | 496,427,000 |
| Total loans | 339,358,000 | 331,155,000 | 317,252,000 | 318,404,000 |
| Allowance for loan losses | 11,497,000 | 11,126,000 | 9,905,000 | 7,278,000 |
| Securities available for sale | 129,742,000 | 132,142,000 | 134,185,000 | 111,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,908,000 | 448,349,000 | 434,494,000 | 449,038,000 |
| Interest-bearing deposits | 440,559,000 | 424,453,000 | 412,883,000 | 418,553,000 |
| Noninterest-bearing deposits | 24,349,000 | 23,896,000 | 21,611,000 | 30,485,000 |
| Equity capital | 38,699,000 | 38,806,000 | 38,237,000 | 38,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,988,000 | 9,911,000 | 14,622,000 | 19,089,000 |
| Interest expense | 899,000 | 1,737,000 | 2,548,000 | 3,240,000 |
| Net interest income | 4,089,000 | 8,174,000 | 12,074,000 | 15,849,000 |
| Noninterest income | 352,000 | 597,000 | 1,185,000 | 1,057,000 |
| Noninterest expense | 4,523,000 | 9,041,000 | 13,453,000 | 17,947,000 |
| Provision for loan losses | 888,000 | 1,030,000 | 1,456,000 | -194,000 |
| Pretax income | -970,000 | -1,293,000 | -1,642,000 | -435,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -970,000 | -1,293,000 | -1,642,000 | -435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,541,000 | 33,218,000 | 32,869,000 | 34,075,000 |
| Total capital | 38,558,000 | 38,064,000 | 37,545,000 | 38,697,000 |
| Risk-weighted assets | 394,884,000 | 381,405,000 | 368,881,000 | 367,134,000 |