Call reports 2009
ARTISANS' BANK — 2009
What ARTISANS' BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 670,934,000 | 674,314,000 | 682,059,000 | 679,351,000 |
| Total loans | 453,670,000 | 468,880,000 | 477,522,000 | 488,947,000 |
| Allowance for loan losses | 7,871,000 | 9,724,000 | 9,187,000 | 10,966,000 |
| Securities available for sale | 152,949,000 | 153,166,000 | 153,535,000 | 132,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,529,000 | 585,166,000 | 592,032,000 | 589,946,000 |
| Interest-bearing deposits | 558,606,000 | 564,572,000 | 570,192,000 | 567,242,000 |
| Noninterest-bearing deposits | 20,923,000 | 20,594,000 | 21,840,000 | 22,704,000 |
| Equity capital | 58,757,000 | 57,363,000 | 58,256,000 | 56,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,843,000 | 15,775,000 | 23,785,000 | 31,812,000 |
| Interest expense | 3,606,000 | 7,224,000 | 10,478,000 | 13,432,000 |
| Net interest income | 4,237,000 | 8,551,000 | 13,307,000 | 18,380,000 |
| Noninterest income | 651,000 | 1,278,000 | 1,934,000 | 2,494,000 |
| Noninterest expense | 5,263,000 | 10,505,000 | 15,313,000 | 20,276,000 |
| Provision for loan losses | 72,000 | 2,329,000 | 2,998,000 | 5,689,000 |
| Pretax income | -447,000 | -3,005,000 | -3,070,000 | -5,091,000 |
| Income tax | 0 | -1,115,000 | -1,166,000 | -1,881,000 |
| Net income | -447,000 | -1,890,000 | -1,904,000 | -3,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,265,000 | 55,823,000 | 55,809,000 | 54,502,000 |
| Total capital | 64,449,000 | 63,119,000 | 63,156,000 | 61,849,000 |
| Risk-weighted assets | 573,997,000 | 581,241,000 | 585,885,000 | 584,121,000 |